Portovo unifies your entire portfolio and gives you seven AI specialists who write confidential advisory memos grounded in your actual data. Built for HNW individuals in Indonesia and Malaysia.
Your Singapore banker manages the SGD accounts. Your KL advisor tracks the Penang property. Your London accountant handles the GBP school fees trust. Your Jakarta manager watches the IDR portfolio. None of them talk to each other.
Each advisor is an expert in their corner. None of them have the mandate, or the data, to see the whole picture. That gap, between jurisdictions, is where the most expensive mistakes hide.
"The problem isn't that advisors are bad. The architecture of advice is siloed by jurisdiction, and no one has built the connective layer."
No hidden fees. No advisor commissions. Cancel anytime.
Every specialist. 100 advisory memos a month. Unlimited assets across 28 currencies. Cancel any time during the trial.
Start your 14-day free trialStart your 14-day free trial today. No commitment. Cancel anytime. Your card is saved but not charged until day 15.
Eighteen things worth knowing before you sign up. Still curious? Email us.
An AI-powered portfolio tracker for high-net-worth individuals across Indonesia, Malaysia, and Singapore. We aggregate every asset class you hold — real estate, cash, investments, insurance, precious metals, crypto, business equity, vehicles — into one view, paired with seven AI specialists who answer questions across all of it.
HNW individuals with $500K to $30M+ in net worth, typically with assets scattered across multiple banks, brokers, jurisdictions, and currencies. If your wealth lives in Mandiri Prioritas, DBS Treasures, IPOT, Bibit, a property in Bali, and a Manulife policy, Portovo is the one place that sees all of it.
Those apps are excellent at one slice each — mutual funds, equities, robo-advisory. Portovo is the layer above. You can use both. The value compounds when you have many providers and want one trustworthy cross-portfolio view plus AI analysis that sees the whole picture.
HNW users have the most fragmented portfolios — multiple banks, multiple brokers, properties across jurisdictions, complex insurance. The pain we solve scales with portfolio complexity, so we start where it's sharpest.
Portovo Core is $29.99/month, or $287.88/year (save 20%). Includes every specialist, 100 advisory memos a month, unlimited assets, 28-currency support, and email-PDF memo export. One plan, no tiers.
Yes — 14 days, no card required to explore. Your card is saved at signup but not charged until day 15. Cancel any time during the trial and you're not billed.
Yes. Cancel from your settings and you keep access through the end of the billing period. No retention calls, no friction.
Data is encrypted at rest and in transit. Most of your wealth in Portovo lives as documents you upload — policy PDFs, statements, deed scans — and the data never leaves our encrypted storage. Indonesian users who choose to link a bank account do so via the regulated open-banking aggregator Brick, which holds the connection on their side; we never see your banking password. We don't sell or share your data. Anthropic, our AI provider, doesn't train on customer data per their API terms of service.
No. Anthropic doesn't train on customer data per their API terms. We don't share or sell your data either.
You can export everything as a JSON file before you go. Account deletion removes all personal data, including from backups, within 30 days.
AI responses are grounded in your portfolio data, not free-form generation. When the AI is uncertain, it says so. Every memo carries a disclaimer that it isn't licensed financial advice. For anything actionable, confirm with a licensed advisor. The Insurance Counsel always defers to your licensed agent.
Optional and currently available for Indonesian banks via Brick. You pick your bank, log in through the aggregator's secure widget, and authorize read-only access. We only see balances and transactions, never the ability to move money or place trades. You can revoke access at any time from your bank's app or from Portovo settings. For users outside Indonesia, manual entry and statement upload are the primary paths today.
Most of Portovo isn't bank-linked by design — we built it for the assets banks can't see (real estate, insurance, business equity, alternatives). Indonesian banks are supported via Brick today, and statement upload is coming for everyone else. Request your bank if there's a specific institution you'd like us to prioritise.
No. Portovo is read-only. We surface balances and analysis, never the ability to move money, place trades, or change account settings. Action stays with you and your licensed advisors.
Portovo Core includes seven specialists — Portfolio Strategist, Tax, Cash Flow, Estate, Property, Scenario Analysis, and Insurance Counsel. Each has its own domain knowledge. You select the one you want, and the response is structured as a memo you can re-read later, email as PDF, or follow up on.
No. The AI provides analysis and structured information, with disclaimers in every memo. For licensed financial advice — investment decisions, tax filing, insurance claims — consult an appropriate professional. The AI's job is to make your portfolio legible, not to act on it.
All supported. Crypto: manual entry today, with major SEA exchanges (Tokocrypto, Pintu, Pluang in Indonesia; Luno in Malaysia; Coinhako in Singapore) on the linking roadmap. Real estate: manual entry with annual revaluation reminders. Insurance: upload your policy PDFs and the Insurance Counsel specialist can answer questions about coverage, exclusions, and claims.
Wei Shaun, founder, building Portovo solo from Kuala Lumpur. Reach out anytime at hello@portovo.app.